Find the Right Business Insurance Agent
and the Right Business Insurance Quote online

iQuote connects you with the right agent for you and the business insurance you need. Whether you are looking for affordable:

• Group Benefits Insurance
• BOP Insurance coverage
• Workers Compenstation Insurance
• Commercial Auto Insurance
• Property Insurance

We take a tailored, specific approach designed to serve your needs. Answer a few simple questions including your monthly insurance budget and we will connect you with a local business insurance expert who understands you best.

Just tell us:

• Who and where you are
• What type of insurance you need
• Your monthly insurance budget

We'll take care of the rest. Your agent will contact you only the way you want – by email, phone or mail – to talk over the details.

So many insurance quoting services simply send out your information hoping for an acceptable quote to come back. The result for you is altogether too many emails and phone calls from companies that don't understand what you need.

You won't be contacted by every agent on the Web
iQuote helps you locate a local business insurance expert. We also protect your information. When you search for a insurance quote online with iQuote, you’ll hear from one Business Insurance Agent who knows you and your area.

You tell us what you need. You choose how you'd like to be contacted. We find your local expert.

Understanding Commercial Auto Insurance

Most employees consider a "company car" to be a big perk. Those managing the business know that perk comes with many considerations - perhaps the most critical is the choice of commercial auto or "fleet" insurance.

Commercial auto policies provide liability and physical damage coverage associated with vehicles owned by the business.

Evaluating Your Commercial Auto Insurance Needs

Your iQuoteNetwork professional can help you evaluate the amount of coverage you need and customize your plan, which should be enough to ensure protection of your business assets - and will likely be significantly more than state mandates.

Commercial auto liability policies can cover either:

1. autos owned by the business;
2. all autos owned, hired, or leased;
3. or all autos, including those that are not owned, hired, or leased.

The third option clearly provides the most coverage, including employees' personal cars when used for business purposes.

The basic types of physical damage coverage are collision, comprehensive, and specified perils. Comprehensive is broader than collision and specified perils may cover events such as fire and theft.

Your iQuoteNetwork professional will be able to customize a plan based on your business and the size of your fleet. Some tips to reduce premiums:

• Carefully select vehicles with safety in mind and ensure employees know how to operate them properly;
• Remind employees of safe driving measures;
• Require seat belt use;
• Do not allow employees with poor driving records to operate company vehicles;
• Properly maintain all company vehicles.

Commercial Auto Insurance FAQ